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</a> Know the terms and conditions of the particular card you are using and be aware of the pitfalls that help make banks richer and their customers poorer. One Barclaycard customer who wrote in hadn’t used his credit card for some time and had a zero balance. Then he decided to pay for an expensive holiday with the card. He says he was confident that he would have 56 days interest free for borrowing the money in this way with no strings attached.
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